Personal Finance Without Tracking or Subscriptions

Log spending in 5 seconds.
No bank account syncing.

Most personal finance apps are bloated with complicated menus or demand costly monthly subscriptions alongside access to your bank cards. Expense Sheet returns to basics: open, log an entry in 5 seconds with a built-in calculator, and see your balance across multiple accounts. 100% offline and on-device.

✓ 100% Works offline ✓ Zero bank account linking ✓ No monthly subscriptions
Expense Sheet Main App Screen

Why People Give Up on Budgeting Apps

The primary reason personal bookkeeping habits fail is overcomplicated software and privacy fears over bank access.

✕ Clunky, bloated alternatives:
  • • Slow logging: recording a quick coffee requires navigating 4 menus, sub-accounts, tags, and payees.
  • • Recurring paywalls: charging $5–10 monthly just to unlock basic category charts or local export.
  • • Data privacy risks: requiring online banking credentials and beaming transaction histories to remote servers.
✓ The Expense Sheet approach:
  • • 5-second logging: tap the action button, calculate the amount directly in the keypad, select a category — done in 1 tap.
  • • Honest pricing: core budgeting is completely free. Optional one-time lifetime Premium unlocks unlimited accounts with zero recurring fees.
  • • Total privacy: zero bank account linking or cloud tracking. Your records stay strictly on your local device.
Features

Everything You Need for Peace of Mind

⚡

Rapid Logging & Built-In Calculator

One-tap quick action panel with a built-in mathematical calculator right on the numpad. Calculate totals on the fly without mental math.

📊

Period Comparisons & Analytics

Detailed category breakdowns with automatic percentage comparison against the previous period (e.g. +12% vs last month) across day, week, month, or year.

🏷️

Multiple Accounts & Currencies

Manage cards, cash, savings, and crypto in any currency. Transfer funds with automatic exchange rate memory and separate total balance toggles.

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100% Offline Capability

Record expenses anywhere without internet: aboard flights, roaming internationally, or inside basement stores.

💾

CSV Export & Full Database Backup

Export your transaction ledger to clean CSV for Excel or Google Sheets, and create verified offline database backups to restore on a new device.

🔒

Swipe Gestures & 100% Privacy

Swipe right to duplicate recurring entries, swipe left to delete with haptic feedback. Your balances and transactions never leave your phone.

Clean UI Built for Rapid Entries

Comfortable dark theme, legible numbers, and distinct category colors.

Frequently Asked Questions

Why doesn't the app automatically link with banks?

Bank syncing requires sharing sensitive account credentials or bank APIs with third-party aggregators, creating inherent security vulnerabilities. Furthermore, automatic tracking detaches people from actual awareness of their spending. Manual 5-second logging builds mindfulness without risking your banking credentials.

Does Expense Sheet require an internet connection?

No. Expense Sheet is built with a strict Local-First architecture. All entries stay inside an on-device database, allowing seamless tracking while traveling or in areas without cell reception.

How do I migrate records to a new phone?

The settings screen features Backup and CSV Export functions. You can export a full database backup (.db) to your phone's storage and tap “Restore database” on your new device, or export a CSV spreadsheet for Excel analysis.

Is there a subscription fee?

No subscriptions. The core expense tracker is free to use. An optional one-time lifetime purchase (ExpenseSheet Premium) removes ads and unlocks unlimited accounts, categories, and backup features forever.

Take Control of Your Daily Expenses

Download Expense Sheet for free and build a mindful, subscription-free budgeting habit today.

Download from Google Play
Expense Sheet
Expense Sheet
5-Sec Logging • Zero Bank Sync
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